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In business/accounting terms, the money that ends up going to you personally after investments, operating expenses, and sales revenue is usually called one of these, depending on the context:
- Net profit — the business profit after all expenses are deducted.
- Owner’s draw — money you take out of the business for personal use (common in sole proprietorships/LLCs).
- Distribution — profit paid out to owners/shareholders (common in partnerships and S-corps).
- Dividend — payment to shareholders from company profits (common in corporations).
- Take-home income or personal income from the business — informal/general wording.
- Retained earnings is the opposite: profit kept inside the business instead of paid to you.
Example flow:
- Sales revenue
- Minus operating expenses
- Minus investments/costs/taxes
- = Net profit
- Money transferred to you personally = owner’s draw/distribution/dividend depending on business structure.
If you want, I can also explain the exact term used for:
- startups,
- small businesses,
- LLCs,
- corporations,
- or accounting/finance terminology specifically.